Online Shopping / Refunds

Dispute online purchases, request refunds, and file chargebacks for Amazon, eBay, and other US e-commerce platforms. Free consumer rights dispute letter templates.

Create your online shopping / refunds dispute letter

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What is an online shopping dispute?

An online shopping dispute arises when a product is not as described, not delivered, damaged, or when a seller refuses a legitimate refund. US consumers have strong legal protections under the FTC Mail Order Rule, state consumer protection laws, and credit card chargeback rights.

Common online shopping disputes

Item not received
package lost, stolen, or never shipped
Item not as described
significant differences from listing
Damaged goods
item arrived broken or defective
Refused refund
seller ignoring legitimate return requests
Counterfeit products
fake or replica items sold as genuine
Unauthorized charges
card charged without authorization
Your consumer rights

Under the FTC Mail Order Rule, sellers must ship within the promised timeframe or offer a full refund. Credit card chargebacks under the Fair Credit Billing Act give you the right to dispute charges within 60 days of the statement date.

Steps to resolve an online shopping dispute

  1. 1
    Contact the seller directly and document all communications
  2. 2
    Open a dispute through the marketplace (Amazon A-to-z, eBay Money Back)
  3. 3
    File a chargeback with your credit card company if the seller is unresponsive
  4. 4
    Report to the FTC at reportfraud.ftc.gov
  5. 5
    File with your state Attorney General’s consumer protection office

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